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Strategic Analysis with current research! Credit Repair Service, Inc. The Company was founded by John Doe. There is also very strong demand among immigrants that are seeking to build a credit profile in the Untied States.
The Company will either receive fees fixed price from the client for these services or from the lender who is able to successfully renegotiate a debt obligation so that it does not enter collection.
The third section of the business plan will further describe the services offered by Credit Repair Service, Inc. The interest rate and loan agreement are to be further discussed during negotiation. The financing will be used for the following: Doe has more than 10 years of experience in the lending industry.
Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.
Doe intends to implement marketing campaigns that will effectively target individuals within the target market. The Company is registered as a corporation in the State of New York.
Below is a breakdown of how these funds will be used: Doe is not seeking an investment from a third party at this time. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of Credit Repair Service.
Based on historical numbers, the business could fetch a sales premium of up to 4 times earnings. Experian, TransUnion, and Equifax. The Company will also offer per hour advice to clients regarding how to properly maintain their credit scores.
The business, on behalf of clients, will work with lenders to adjust the terms of these loans and credit lines to effectively ensure that the client can continue to pay their creditors while concurrently ensuring that the creditors maintain portfolios of serviceable receivables. Full disclosures regarding fees for these services will be provided to the client to ensure that any conflict of interest is kept to an absolute minimum.
It should also be noted that at all times, the Company will maintain the proper licensure to act as a credit counseling firm within each jurisdiction where Credit Repair Service, Inc.
Currently, the economic market condition in the United States is moderate.
The meltdown of the sub prime mortgage market coupled with increasing gas prices has led many people to believe that the US is on the cusp of a double dip economic recession.
This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. However, credit counseling and credit repair businesses typically operate with a great degree of economic immunity as people will continue to require these services on an ongoing basis, especially during deleterious economic climates.
As such, Management feels that the current economic climate is actually an excellent time to launch this type of business as millions of people are currently having substantial issues with their credit profiles and debts.Get credit help from Trinity Credit Service, and get better credit!
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